Is it just me

I am genuienly confused how people arent scared. I may be too paranoic but everything that exists scares me. Im scared of so many things i wouldnt be able to even keep track of them but its better be safe than sorry. Honestly people often tell me im a scaredy cat but isnt that just safer? Maybe i dont have as much “fun” as others but you never know what could happen so id rather just be more careful with everything. Or maybe im just sensitive with probably is the reason im scared of so many things