"The Gospel of Wealth" - Carnegie

For a college course, the class was told to read "The Gospel of Wealth" by Andrew Carnegie. It argues that competition and inequality are inevitable features of modern society and ultimately beneficial rather than other ideas. Asserting civiliazation depends on the sacredness of private property and the "Law of Competition", which allows the most capable individuals to acquire great wealth. Carnegie states a "true solution" for the rich to handle their wealth is to administer it during their lifetime for the public good. In a way, I think the "main duties" of a wealthy person is somehwat hypicirtical, as he states the rich have "superior wisdom", funding public places, libraries, parks, schools, etc.), but overall highlighting that a man who dies thus rich dies disgraced. - Saying they simply have a moral obligation to juse their wealth for society. As I believe, at least in America, that people have a right to do whatever they want to do with their income. (Not supporting or un-supporting anything.) Yet, I think this really contradicts how Carnegie believes wealth should be accumulated and how he believes it should be distributed, as he highlights that people shouldn't give money to those who seem unworthy (charities, as he saw it as just throwing money away) - to that I can agree in some cases, for example, a lot of charities fail to improve either the individuals or the population in a way. But he also states how he was against "selfish millionaires" who kept their fortune until they died. As yes, Carnegie did give "rules" that wealthy people can look upon and follow; yet again,n the rules just prioritize riches and also emphasize that the rich one should give their money to a poor person they see worthy enough to help themselves with it.  

My main idea here is how Carnegie's argument seems contradictory because he defends the unequal accumulation of wealth while also placing moral expectations on the wealthy to redistribute that wealth according to their own judgment. But I found this read pretty good and thought-provoking.  What do ya think?