how do you figure out what to do with your life as a creative person ?

okay so i'm 20, i'm graduated from community college with an associates degree, and i just feel so stuck. i have a degree in graphic design, which i would argue is kind of useless as of right now. i still work a minimum wage job, and all of the job listings for graphic design i've seen either require me to move away somewhere else, or they need like a billion years of experience.

i genuinely don't know what the next steps for me would be... if i go back to school, then i would be going to the BIG university, and that's a lot of money that i do not have right now. i have been interested in possibly starting my own little art shop where i sell stickers, keychains, poster prints, etc. it is something i feel very passionate about. unfortunately, that also costs money to even begin, plus i am unsure on how to market myself... what would make people wanna buy my stuff if i don't have a big following ? i also feel like the stuff i make is simply not good enough where people would even want to buy it... div><div style=

also another issue is that I HAVE NO HEALTH INSURANCE !!! i got kicked off my family's plan after graduating and since i'm no longer a student i don't qualify... so now i have to figure out what to do about that too...

i just feel so behind. most of my friends have been able to move out and are currently enrolled in university. while i'm over here graduated... with no job... what should i do ?