how to find love IRL in the modern day world?

(I promise im not an Incel) This is a problem i've been having since high school. back in elementary and middle school I didn't care for relationships and never bothered but when I got into high school I came to the realization that idk how to even talk to girls. I could never muster up the courage to talk because I was afraid that she might reject me or worse, make fun of me in front of people. only one girl came up to me and wanted to be with me and I would have gone with her if it wasn't for the fact that she was known for getting together with guys and dumping them in a month, so I rejected her. It's been 2 years since I graduated and I don't even know where nor how to talk to women, I don't have a car because i've only have had my first job for 6 months and don't have enough saved. And I don't wanna do digital dates because i've heard thats a nightmare. do y'all have any tips for talking to women?